In this article, we demystify the mnemonic APA (advance provisioning allowance). Read on to find out why you need to budget for it, what it includes and how much you are likely to need.
Budget for 20-25% APA
As you set out on your sailing holiday you should be aware that you will incur additional costs along the way. This is no different to what happens if you take a holiday on land. Where, for example, you would need to allow for car hire, fuel, and food costs. However, it is perhaps simpler to gauge the extra costs on land as they are more easily anticipated.
The APA helps you to budget for the extra expenses while on board, so there are no nasty surprises. Experience suggests that the APA will be around 20-25% of your charter fee. Below is a list of the outgoings incurred while afloat. The key to this is that it is an estimate, so if you know that you are likely to be heavy spenders (perhaps with a higher than average thirst?) you may want to add a bit more of a cushion! If you don’t end up spending it all then great, but it is better to be prepared:
Everywhere you moor up you will usually have to pay for the pleasure. Be it a buoy or a berth on the quayside. Sometimes even just a stop for lunch in a bay will have a price. The cost in marinas and harbors will vary depending on the size of your yacht, with catamarans costing significantly more.
In busier locations, your skipper may even have to pay a reservation fee to make sure that you get a prime spot, on top of the mooring fee.
Note that some restaurants allow their clientele to moor for free and provide access to water and electricity. Your skipper will know when this is a good option.
It is not possible to use sail power everywhere and sometimes the wind is not strong enough. During the Croatian summer, you can expect to have to use the motor at least some of the time while island hopping. The fuel that you use will need to be topped up at the filling station before check-out.
Food, drink, and sundries
The APA includes an estimate for the supplies you will need to take on board. Generally, you will eat breakfast and lunch on the yacht each day. As it is hot, you will also need plenty to drink.
Note that the cost of evening meals are not included in the APA as it depends on your restaurant choice and drinking habits (nor are any extracurricular activities).
There are also other household items that are needed on board. For more information on the shopping you will need see Preliminary Provisioning.
Who holds on to the APA?
With regular charters, this is completely up to you. Guests often manage the APA themselves, however, our skippers are happy to do this for you if you would rather. The benefit of asking the skipper or hostess to manage your APA is that you can head off exploring as soon as you dock in each location, rather than having to concern yourself with paperwork.
While you have the choice whether to manage the APA yourself on regular yacht charters, for crewed charters it is paid up front to the captain. All expenditure is transparent and passed on at cost. Itemized receipts will be provided at the end of the charter at which point any remaining funds will be returned.
What if the APA runs out?
As with any budget, if your costs run over, you will have to top it up. Based on our experience, the 20-25% estimate is pretty accurate. If the skipper/captain is managing your finances they will be able to advise you if it looks like you are going to run low.
If you know that you tend to consume more food and drink than average, give yourself a bit of slack. No one wants to run out of gin before the sailing week is over…. that is just not funny!
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